insurance if not able to work?

last week I started renting a room on a monthly rent, which obviously I have to pay regardless of how many appointments I do, if I'm on holiday or ill. Then I had a horrible thought, what if I'm ill?

www.salongeek.com/showthread.php?t=62362

Wafi heist not to hit insurance rates

While many businesses purchase insurance to guard against loses caused by criminals, jewellery stores have insurance that provides special coverage, minus workers' compensation and general liability, said Mustafa Vazayil, ...

angelapalace.blogspot.com/2007/04/wafi-heist-not-to-hit-insurance-rates.html